VazifehDoost, Hossein, Mohammad Nader Mohammadi, and Amin Ardalan. “Consumer Behavior Analysis of Melli Bank Customers Towards Online Services (Case Study Kermanshah Province Melli Bank)”. Pure and Applied Science Advances 3, no. 6 (June 30, 2014): 416-421. Accessed January 12, 2026. https://sjournals.com/index.php/sjpas/article/view/877.